• Texas Used Semi Trucks & Financing
  • About Us
  • Contact Us
  • Commercial vehicle protection that keeps business moving

    Protection options for Class 8 heavy-duty and Class 2–7 medium-duty vehicles, backed by established commercial-vehicle coverage brands.

    Class 8

    Heavy-duty protection

    Coverage designed around the costly powertrain, aftertreatment, vocational, and specialty systems that keep heavy-duty trucks earning.

    Premium 2000 Elite / NTP Preferred

    Elite / Preferred

    Strong value for essential systems

    Cost-conscious engine and powertrain protection backed by generous coverage limits and nationwide support.

    Coverage highlights
    • More than 100 components across the engine, turbochargers, ECM, aftertreatment, and related sensors.
    • Optional transmission, rear differential, climate-control, electrical, and auxiliary-power coverage.
    • Towing and Rapid Repair Guarantee benefits may help offset approved extended downtime.

    Specialized equipment

    Elite Vocational & Specialty

    Protection built for demanding jobs

    Dual-layer coverage for the chassis powertrain and the hydraulic or electrical equipment that performs the work.

    Coverage highlights
    • Supports dump, refuse, bucket, digger-derrick, tow, delivery, crane, and liftgate applications.
    • Optional refrigeration, wet-kit, refuse hydraulics, rear apparatus, emissions, electronics, and comfort packages.
    • Available towing benefits plus access to a nationwide repair network.

    Mission-ready coverage

    Elite Fire Apparatus

    For Class 3–8 fire equipment

    Specialized protection for brush trucks, pumpers, and other fire apparatus where uptime supports an entire community.

    Coverage highlights
    • Comprehensive and basic plan levels covering key powertrain components.
    • Available water-pump coverage for apparatus-specific equipment.
    • Towing support for eligible new and used vehicles.

    Actual Cash Value limits and other contract terms may apply. Review the applicable contract for complete coverage, eligibility, exclusions, limits, and benefits.

    Class 2–7

    Medium-duty protection

    Flexible plans for delivery, service, vocational, emergency, and fleet vehicles with coverage choices matched to different budgets and applications.

    Premium 2000 Elite / NTP Preferred

    Elite / Preferred

    Practical protection and proven value

    Cost-effective coverage designed to reduce repair exposure and help medium-duty vehicles stay productive.

    Coverage highlights
    • Protection for more than 100 engine, turbocharger, ECM, aftertreatment, and sensor components.
    • Optional powertrain, comfort, electronics, roadside, refrigeration, and rental extensions.
    • Up to three towing services and qualifying downtime reimbursement may be available.

    Tiered coverage

    Preferred Plus Gold, Silver & Bronze

    Three levels with $0 deductible

    Choose core powertrain protection or add electrical, roadside, and climate-control benefits as operational needs increase.

    Coverage highlights
    • Bronze covers core powertrain and selected charging, cooling, and starting assemblies.
    • Silver adds the Electronix Package; Gold adds roadside and climate-control protection.
    • All tiers feature no labor-rate limits, towing benefits, and rental or downtime support as defined by contract.

    Public-safety fleets

    Preferred Plus Emergency Vehicles

    Coverage for vehicles that respond first

    Purpose-built protection for emergency-vehicle powertrains, OEM preparation, and critical upfitted systems.

    Coverage highlights
    • Powertrain, OEM pre-wiring, chassis electronics, driver-assistance features, and available lights-and-sirens protection.
    • Bronze and Gold levels support different equipment and climate-control needs.
    • $0 deductible and no labor-rate limits on eligible plans.

    Specialized equipment

    Elite & Preferred Plus Vocational

    Protect the equipment that drives the work

    Combines powertrain protection with coverage options for hydraulic, electrical, refrigeration, and rear-apparatus systems.

    Coverage highlights
    • Designed for delivery, dump, refuse, bucket, digger-derrick, tow, crane, and liftgate vehicles.
    • Options include emissions assemblies, electronics, HVAC, wet kits, refrigeration, and specialized rear apparatus.
    • Towing benefits and nationwide repair support may be included.

    Mission-ready coverage

    Elite Fire Apparatus

    Specialized support for fire equipment

    Flexible protection for Class 3–8 apparatus, from brush trucks to full-size pumpers.

    Coverage highlights
    • Comprehensive and basic levels cover key engine, fuel-system, transmission, and rear-differential components.
    • Optional water-pump protection addresses an apparatus-specific critical system.
    • Towing support is available for eligible new and used vehicles.

    Coverage descriptions are summaries only. Availability, limits, benefits, and eligibility vary by vehicle and contract.

    Additional options

    More ways to protect the investment

    Ask our team which supplemental products may be available with your vehicle purchase.

    SafeGlass®

    A protective sealant designed to strengthen glass, repel water, and help reduce windshield chips and cracks.

    Road Hazard Tire & Wheel

    Protection for eligible punctures and impact breaks, including certain mounting and balancing expenses.

    GAP Protection

    Helps cover the difference between an insurance settlement and the remaining eligible loan balance after a total loss.

    Fuel Advantage Card

    A commercial fuel-savings option offered through NTP’s fuel-program relationship.

    Questions about coverage?

    Talk with our team before you buy.